Relax, we’ve got you covered.
When life throws up the unexpected, its best to be prepared.
Life is not always plain sailing. No one knows what’s around the corner. The financial implications of a serious illness, or the loss of a loved one can be stressful. We can help you look at the various insurance options and find something that suits your budget and needs. So when the worst happens, you can concentrate on the things that matter because your finances are already taken care of.
Protection Experts
At Pollards, we have a panel of insurers covering life cover, critical illness cover, income protection private medical insurance, ASU (accident, sickness and unemployment) cover and home or landlords insurance.
Come and see us for a no obligation appointment. You don’t have to be getting a mortgage to think about life cover. Our circumstances change throughout life and it is important to make sure that you have the right level of cover for you and your family.
As with all insurance policies, conditions and exclusions will apply.
The cost of this insurance depends on several factors, such as your age, where you live and your occupation. As a result, the cost you will pay is based on your own circumstances.
Family and Mortgage Cover
Life cover
Critical illness cover
Income protection
Family income benefit
Home insurance
Accident, Sickness and Unemployment cover
Business cover
Key person insurance (what happens when an essential person is off ill?)
Business Loan Protection (cover your loan payments in the event of death or illness)
Shareholder/Partnership protection
Private Medical Insurance
For fast access to diagnosis, treatment and aftercare
For treatments that are not always available on the NHS
The purchase of a home is likely to be the biggest investment you make in life and as a result, the biggest financial commitment. A Mortgage protection policy sets in place a safety net to protect your home in the event you are unable to meet your mortgage payments.
In the untimely event of your death you may wish to prepare a ‘cushion’ to leave for loved ones, whether to help pay for your remaining estate, to leave financial support to surviving family members or to leave a lump sum to those you wish to ensure are financially secure after you are gone.
In the event of accident/injury or illness people often find themselves unable to work. Income Protection would provide an agreed level of income to replace loss of earning to allow you to continue pay for the important things in life whilst allowing for recovery/treatment.
On diagnosis of a specified illness, Critical Illness cover will pay an agreed amount to help with care, home improvements or other financial burdens that may arise in your incapacitation.
When an income is lost through death or critical illness, family income benefit will pay out on a monthly basis, for an agreed amount of time to minimise the impact of the loss of salary.
Buildings and contents insurance (also known as home insurance) is required by your mortgage lender. It is also important that you protect your home for personal reasons. Get in touch with us for a quote.
