Our Mortgage Services
At Pollards we know that borrowing to buy a house is one of the biggest financial commitments in your life.
We can take the guess work out of searching for property by helping you narrow down your budget. We can apply for a decision in principle so you have the confidence view properties and put an offer down on a house.
Our experienced advisers will explain all the mortgage options in a way that you can understand. From fixed rates to trackers, from buy to let to residential, from employed to self-employed, we can outline all the options and provide a straightforward explanation.
After recommending the best option for your specific needs, we take care of the application process. Leaving you to relax and plan your move to your dream home!
Your property may be repossessed if you do not keep up repayments on your mortgage.
Not all Buy to Let mortgages are regulated by the financial conduct authority.
Entering into your first mortgage agreement can seem a complex process. Let us guide you through the steps to set you up seamlessly from initial enquiry through to mortgage offer and purchase completion.
We can assist with assessing your current mortgage situation and deciding the best options available to you in porting/replacing your mortgage to purchase your new property.
It is important to review your situation when your existing mortgage product expires – often moving product or even moving Lender can be a better decision that staying with your current lender on a variable rate. Let us help you through your options to ensure your onward choices are the best financial solution for you.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Whether you need cash to renovate a kitchen or for refinancing debt, we can assess your situation and provide advice.
Property letting is highly regulated and the right kind of mortgage is essential to be compliant. With competitive buy to let rates, and an ever-increasing number of lenders offering holiday lets mortgages, let us do some research and find the best solution for your investment.
We also cater for portfolio landlords and landlords using a company to purchase and let properties.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.
The process of arranging a self-build is long and complex. We can help take the stress out of the process, guiding you through each stage to ensure your building dreams can become reality.
Don’t be put off if you are self-employed. With as little as 1 year’s accounts there are often some mortgage options available. It is better to have 2 or more years accounts. Why not give us a call and see what we can do.
We have a panel of specialised brokers that can assist you with Commercial Loans, Bridging Finance.
Commercial mortgages are not usually regulated by the Financial Conduct Authority.
Commercial mortgages are arranged by Introduction only.
Do you need to Sell first?
No problem.
If you are thinking of selling and want to know the value of your current property, why not also take advantage of our friendly and experienced estate agency. Contact us on 01847894141 to arrange a combined valuation and mortgage appointment in the comfort of your own home. Alternatively fill in our contact us form.
